Thinking about moving to Dorado Beach under Puerto Rico’s Act 60? You want clarity, privacy, and a smooth landing, not a maze of paperwork and guesswork. You also want a community and home that fit your lifestyle on day one. In this guide, you’ll learn the essentials of Act 60 residency, what life inside Dorado Beach Resort & Club looks like, and how a dedicated concierge streamlines your move from first visit to full setup. Let’s dive in.
Act 60 basics you should know
Act 60 is Puerto Rico’s Tax Incentives Code. Many programs within it were previously known as Acts 20/22. If you are considering these incentives, the central requirement for most individual benefits is becoming a bona fide resident of Puerto Rico.
Becoming a bona fide resident means more than buying a home or spending time on the island. You must meet presence, tax home, and closer connection tests under Puerto Rico and U.S. tax rules. Timing matters, because income and gains are treated differently before and after your residency start date.
Commonly discussed benefits focus on Puerto Rico‑sourced income and, in some cases, favorable treatment of dividends, interest, and long‑term capital gains that accrue after residency begins. There are also separate export services programs for eligible businesses. Because U.S. federal filing rules can still apply in certain situations, it is essential that you consult a Puerto Rico‑licensed tax attorney or CPA who works with Act 60 clients.
Why Dorado Beach fits relocators
Dorado Beach Resort & Club is a luxury, resort‑managed residential community on Puerto Rico’s north coast. You get beachfront living, golf, spa and wellness options, dining, on‑site security, and a full‑service concierge. For many, it blends privacy with hotel‑level services.
Properties include branded residences, private homes, and resort accommodations. Inventory is often limited, and prices typically sit at the top of the island market. If you want a specific view, floor plan, or community pocket, you may need a tailored search and to consider both resale and new development options.
Because this is a resort community, there are usually membership requirements, HOA and master association rules, and ongoing dues. Utilities, internet, and waste collection may be set up differently than what you are used to on the mainland, so it pays to verify providers and service standards before you close.
What our concierge actually handles
A dedicated Dorado concierge does not offer legal or tax advice, and cannot guarantee Act 60 outcomes. What we do is reduce friction and save you time by coordinating the people, places, and processes you will rely on during your move.
Advisor introductions
- Connect you with vetted Puerto Rico tax attorneys/CPAs experienced in Act 60.
- Refer you to real estate lawyers, notaries, mortgage brokers, and insurance providers.
Property search and tours
- Curate on‑market and discreet opportunities inside the resort and nearby.
- Arrange secure showings, inspections, and virtual tours if you are off‑island.
Temporary lodging and transition
- Book short‑term stays at or near Dorado Beach while you house‑hunt.
- Coordinate move‑in timing so your transition to a permanent home is seamless.
Logistics and shipping
- Recommend movers with Puerto Rico household shipping and customs experience.
- Provide a customs paperwork checklist and schedule delivery windows.
Administrative support
- Help you schedule appointments for your driver’s license, local IDs, and bank accounts.
- Coordinate utility registrations and service start dates.
Local orientation
- Walk you through resort amenities and membership options.
- Arrange school tours, healthcare introductions, and community activities.
Home setup and care
- Secure trusted vendors for cleaning, maintenance, landscaping, and furnishing deliveries.
- Liaise with on‑site security and property managers for arrivals and ongoing care.
Language and culture
- Provide bilingual communication so you understand local processes and customs.
- Help you navigate municipal steps and community rules with confidence.
Your relocation timeline
3–12 months before move
- Meet with a Puerto Rico‑licensed tax attorney or CPA to plan residency timing and requirements.
- Speak with a local real estate specialist who knows Dorado Beach inventory and closing practices.
- Obtain mortgage pre‑approval if financing and gather source‑of‑funds documentation.
- Plan presence days and documentation to support bona fide residency.
1–3 months before move
- Reserve temporary lodging at or near Dorado Beach to begin your search.
- Hire movers experienced with Puerto Rico sea freight and customs if shipping household goods.
- Start school applications if needed and contact local healthcare providers.
First 0–6 months after arrival
- Secure a local address and update your driver’s license or Puerto Rico ID.
- Open or update bank accounts and enroll in local services per advisor guidance.
- Execute any Act 60 decree applications or registrations with professional guidance.
- Move into your permanent residence and keep thorough presence records.
Ongoing maintenance
- Maintain travel logs, utility bills, and memberships that show local ties.
- Complete annual Puerto Rico filings and any incentive renewals with your advisors.
Real estate due diligence in Dorado
Title and restrictions
- Verify clear title, easements, and any resort‑specific covenants.
- Review club membership obligations, initiation fees, and ongoing dues.
Financing and insurance
- Compare lenders familiar with island and luxury resort product.
- Obtain insurance quotes early, including hurricane and flood coverage if required.
Taxes and closing costs
- Request a Puerto Rico closing estimate that includes notary and recording fees.
- Confirm any required withholding rules if the buyer or seller is a nonresident.
Rentals and management
- If you plan to rent, confirm resort and local rules for short‑term rentals.
- Evaluate a local property manager for guest services, maintenance, and vendor oversight.
Dorado living essentials
Schools and healthcare
You will find private and international school options accessible from Dorado. Healthcare providers, including pediatric and general medical services, are available within a reasonable drive. Your concierge can arrange introductions and tours so you can evaluate fit, availability, and logistics.
Internet and utilities
High‑quality internet options are available in resort and surrounding areas, which is helpful for remote work and export‑services businesses. Confirm provider options, speeds, and backup solutions as part of your inspection period.
Business support
If you operate an eligible business, your advisors can guide program requirements, while your concierge handles practical setup: banking appointments, office service referrals, and local vendor recommendations. This approach keeps your legal and tax guidance with licensed professionals, and your day‑to‑day setup moving forward.
Quick planning checklist
- Consult a Puerto Rico Act 60‑experienced tax attorney/CPA to set your residency plan.
- Schedule a Dorado Beach scouting trip and secure temporary lodging.
- Get mortgage pre‑approval and compile financial documentation if financing.
- Book property tours through a licensed local broker and line up inspections.
- Hire movers familiar with Puerto Rico shipping and customs.
- Upon arrival, obtain local ID, open or update bank accounts, and register utilities.
- Keep detailed presence records and follow advisor instructions for any Act 60 filings.
- Schedule annual reviews with your tax team and maintain local ties.
How we work with you
You get a boutique, white‑glove experience guided by a team rooted in Dorado. We combine luxury market expertise with hands‑on property management so you can buy, settle in, and maintain your home with one responsive partner. Our bilingual team supports you with curated searches, private tours, rental and long‑term housing options, and full coordination for setup and ongoing care.
If Act 60 is part of your plan, we connect you with the right tax and legal professionals while we handle the housing, logistics, and lifestyle details. You stay focused on your family and business while we keep the process clear and moving.
Ready to explore Dorado Beach with a trusted local partner? Connect with Unique Properties & Real Estate Services, PSC and let’s design your move.
FAQs
Act 60 residency and property ownership
- Owning a home in Puerto Rico does not automatically make you a bona fide resident or qualify you for Act 60 benefits; you must meet residency tests and compliance requirements with a licensed advisor.
Timing of benefits under Act 60
- Benefits often apply to Puerto Rico‑sourced income and gains that accrue after you become a bona fide resident; your tax advisor will help you set and document the effective start date.
U.S. citizenship and Puerto Rico residency
- You can keep your U.S. citizenship and become a bona fide resident of Puerto Rico, but certain U.S. federal tax and reporting rules may still apply; consult a Puerto Rico‑experienced tax professional.
Concierge services vs. legal advice
- A concierge can coordinate introductions, appointments, housing, and logistics, but cannot provide legal or tax advice or guarantee Act 60 approvals.
Schools and healthcare near Dorado Beach
- Private and international schools and medical providers are accessible from Dorado; your concierge can set up tours and introductions so you can evaluate options based on your needs.
Internet reliability for remote work
- High‑quality internet is available in the resort area, but confirm specific providers, speeds, and backup options during due diligence to ensure it meets your business requirements.
HOA, club dues, and assessments
- Resort residences often require memberships, dues, and adherence to HOA rules; request full fee schedules, financial statements, and policies during your review period.
Short‑term rental policies inside the resort
- Some communities limit short‑term rentals; verify resort and local regulations and any on‑site rental program requirements before you buy.
